Nederlandhulp

Money and benefits

Practical guide to Dutch benefits: healthcare, rent, childcare and child-related budget, applications and changes.

1. What are benefits?

Government benefits (toeslagen) help with certain costs such as rent, health insurance and children. Eligibility depends on your personal situation.

2. The four benefits

BenefitPurpose
ZorgtoeslagContribution toward health insurance.
HuurtoeslagContribution toward rent for eligible independent housing.
KinderopvangtoeslagContribution toward childcare when conditions are met.
Kindgebonden budgetContribution for parents with children under 18.

3. Zorgtoeslag

If you are 18 or older and have Dutch health insurance, you may qualify. Income, assets and your benefit partner can affect entitlement.

4. Huurtoeslag

Rent benefit depends on the type of housing, income, assets and other conditions. Check the current 2026 rules rather than relying on older information.

5. Childcare benefit

The amount depends on income, number of children, type of childcare and other factors. In 2026 the scheme can cover up to 230 hours per child per month within its rules.

6. Child-related budget

Kindgebonden budget supports parents with children under 18. Income, assets and the child’s situation can affect eligibility.

7. Income and assets

Income and assets can affect benefits. Changes in your household or finances can change the amount you receive.

8. How to apply

  1. Check the conditions.
  2. Use the official trial calculation.
  3. Collect the required information.
  4. Log in to Mijn toeslagen.
  5. Submit and keep the confirmation.

9. Report changes

Report changes such as income, moving or household changes promptly. Dienst Toeslagen states that changes should be reported within 4 weeks.

10. Can I receive several benefits?

Yes, if you meet the conditions for each scheme.

11. Repaying benefits

Benefits are generally paid as an advance. After the final calculation you may need to repay part or may receive an additional payment.

12. Frequently asked questions

Do I always have to apply myself?

Usually yes. For kindgebonden budget, you may sometimes receive a notice automatically.

How can I estimate the amount?

Use the official trial calculation.